See how a clear credit view works.
Explore a realistic example built with fictional data. See how report facts, items to verify, and practical next steps come together before sharing personal information.
Preview the experience.
Consumer-report intake is not available yet. This example lets you evaluate the experience without creating an account or submitting sensitive information.
Fictional example data. Not a credit report or offer of credit.
Designed around report facts and specific reasons.
If paid enrollment opens, each dispute letter will be prepared from the customer's report, identified inaccuracies, and supporting evidence. Follow-up timing will depend on responses and new evidence, not a fixed mailing calendar.
To whom it may concern,
I'm writing about an account on my report that doesn't belong to me. I've never held this card, and I've enclosed proof of my address history showing…
Five phases. No jargon.
Preview a fictional example now, then see how the planned paid program is designed.
Preview an example, free
Preview a plain-English credit view built with fictional data - no account, personal details, card, or consumer-report request.
A plan gets reviewed
The planned paid program requires human review of the report and supporting evidence before any dispute letter can mail.
Letters go out
In the planned paid program, supported letters go to applicable bureaus and furnishers. The first charge waits for every required first-round letter to have provider-confirmed mail entry.
We track results
In the planned paid program, responses and item outcomes are logged so progress and the next supported step stay visible.
We adapt & repeat
In the planned paid program, later rounds are adapted only when responses, timing, and new supporting evidence justify them.
For the planned paid program, Phases 3-5 repeat only when responses, deadlines, and new supporting evidence justify another round - never just to fill a calendar.
What stronger credit may help make possible.
General examples only - not verified member results, lender offers, or promised outcomes.
A home of your own
A stronger file may improve mortgage options. Approval, rates, and terms depend on the lender.
The right car
A stronger file may broaden auto-financing options. Approval and terms depend on the lender.
A degree, funded
A stronger file may improve student or refinance options, subject to each lender's requirements.
Your own business
A stronger file may help when seeking a business loan or credit line; approval is not guaranteed.
Room to grow
A stronger file may improve personal-loan options for major expenses; lender terms vary.
Better cards, better rates
A stronger file may broaden card options or lower offered rates; issuer decisions vary.
What the experience is designed to include.
Paid enrollment is not available yet. Planned program features are shown for evaluation, not purchase.
Preview the credit view first
Explore a plain-English example built with fictional data - no account, personal details, consumer-report request, or card.
Personalized for your report
Each round is prepared from your report with specific reasons - not mass form letters. On the paid program, we mail them for you.
One flat price - $99/mo
No setup fees, no tiers, no per-item charges, no surprise upsells. Unlimited disputes while you're on the program - month-to-month.
120-day fee-refund guarantee
If none of the inaccurate items you identified are removed in 120 days, contact us for a full refund of program fees - no hassle. We never guarantee removals or score increases.
Progress you can see
See a clear view of your report analysis free - and full item, letter, and score tracking on the paid program.
You stay in control
We teach you how credit actually works, so the results last long after you graduate.
A clear 120-day fee-refund promise.
Paid enrollment is not available yet. If the planned paid program opens under these terms: A full program-fee refund when zero identified inaccurate negative items from your confirmed start-of-service list are removed within 120 days after the first charge. This is a fee-refund term, not a promise that an item will be removed or a score will increase; accurate information may remain.
The signed service agreement must provide the full fee-refund terms. The federal 3-day cancellation right is separate and additional.
Example doors that could open.
Fictional composites - not verified member results or promised outcomes.
See how a clear credit view works.
Explore a fictional example without sharing personal information.
Preview an example credit view