Paid enrollment is not available yet. Explore the free credit view as a fictional preview now, without a card or personal details. If enrollment opens under the planned terms, $99 a month will cover personalized disputes, human-reviewed letters, education, and tools, subject to the written agreement and billing gates below.
Paid enrollment is not available yet. If it opens, the planned program is $99/month after the agreement, cancellation, and first-round mail gates are satisfied.
Planned month-to-month program · written agreement · no long-term lock-in
Paid enrollment is not available yet. These are the planned $99 program inclusions, with future tools labeled separately.
If paid enrollment opens, personalized dispute work, human review, education, and available tools will be bundled in one flat monthly price.
Bought separately
Typical market rates for the same pieces
$100+/mo
Credit Polaris
One planned flat price covers the essentials
$99/mo
If paid enrollment opens, each supported dispute will be prepared from the customer's report and evidence, human-reviewed, and mailed only after the required authorization and agreement steps.
I am writing to dispute the accuracy of information currently appearing on my credit report. After reviewing my report and payment records, I believe the late-payment notation on the account referenced above does not reflect what actually happened.
The planned paid program uses one price, no setup fee, and a published cancellation path before enrollment opens.
Illustrative scenarios only - not verified member results, typical outcomes, or lender promises.
Paid enrollment is not available yet. If the planned paid program opens under these terms: A full program-fee refund when zero identified inaccurate negative items from your confirmed start-of-service list are removed within 120 days after the first charge. This is a fee-refund term, not a promise that an item will be removed or a score will increase; accurate information may remain.
The signed service agreement must provide the full fee-refund terms. The federal 3-day cancellation right is separate and additional.
Paid enrollment is not available yet. The fictional preview is free; these four steps describe the planned agreement and billing flow.
Explore a plain-English fictional credit view. No card, personal details, account, or consumer-report request is required.
When paid enrollment opens, joining will require a written agreement and a 3-day cancellation right. The planned program has no setup fee or signup charge.
Under the planned paid program, the first $99 charge can occur only after the 3-day cancellation window ends and every required first-round letter is confirmed by the mail provider as entered into the mail stream.
Under the planned paid program, cancellation will be available in the portal or through a published support channel. A written agreement still applies, with no long-term lock-in.
Paid enrollment is not available yet. Pricing and program terms describe the planned offer and do not create an agreement or payment authorization. Review our Terms, 120-Day Fee Refund Guarantee, and Cancellation Policy. Paid enrollment also includes a separate written service agreement and required disclosures.
The planned paid program is $99/month with no setup fee. Paid enrollment is not available yet. If it opens, the first charge will wait until the 3-day cancellation window ends and every required first-round letter is confirmed by the mail provider as entered into the mail stream.
Paid enrollment is not available yet. If the planned program opens under these terms: A full program-fee refund when zero identified inaccurate negative items from your confirmed start-of-service list are removed within 120 days after the first charge. We never guarantee a removal or score increase; accurate information may remain. The signed service agreement will provide the full terms.
Under the planned paid program, a supported re-dispute would be included at no extra cost while the program remains active.
The planned paid program uses one written agreement and membership per person because each person has a separate report. Paid enrollment is not available yet.
When paid enrollment opens, cancellation will be available in the portal and through any additional support channel published for launch. The signed agreement and Cancellation Policy will control.
Yes. If paid enrollment opens, you will review and sign a written service agreement that includes the federal 3-day cancellation right. The planned program is month-to-month with no long-term lock-in.
Explore fictional data with no account, card, or personal information.
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