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Credit Polaris
Utilization

Paydown to target utilization

How much to pay to hit a utilization target on a revolving balance.

How much to pay to hit a utilization target on revolving credit. Education only — not a promise of score change.

Target utilization

Paydown to target

$1,500.00

to pay toward target

Now
Target 30%

Approximate principal so balances sit at your target utilization of 30% of limits.

Educational estimates only. Not credit repair advice, not a guarantee of score changes or loan approval. Results vary; we are not a lender or law firm.