Auto affordability with bad credit
Estimate vehicle price range from a monthly payment budget using subprime and other score-tier APR bands.
Estimate a vehicle price range from your monthly payment budget using illustrative score-tier APR bands (including subprime). Educational only - not a pre-approval.
P&I budget only
Optional; reduces cash available for the vehicle price
Educational APR bands - not a hard cut
Vehicle budget range
$17,770.40
mid estimate at 16.5% illustrative (Subprime)
- Optimistic (lower APR ~14%)
- $18,690.80
- Conservative (higher APR ~19%)
- $16,919.87
- Max loan (mid APR)
- $16,270.40
- Down payment
- $2,000.00
- Fees / taxes
- $500.00
- Term
- 60 months
Educational price range from payment budget and illustrative score-tier APR bands. Real offers depend on LTV, income, vehicle, and lender - not a pre-approval or rate guarantee.
Educational estimates only. Not credit repair advice, not a guarantee of score changes or loan approval. Results vary; we are not a lender or law firm.