Auto loan payment by score tier
Educational monthly payment and total interest across credit score APR bands for an auto loan.
Illustrative auto payment from vehicle price, down payment, term, and an educational credit-tier APR band. Not a loan quote or approval.
Must be less than price
Payment estimate
$506.91/mo
Prime APR band 6.5% - 9.5%
- Amount financed
- $25,000.00
- Est. total interest
- $5,414.60
- Est. total paid
- $30,414.60
Payment uses the educational mid-band APR (8%) for prime scores (661-780). Bands are illustrative only - real offers depend on the lender, vehicle, and full underwriting.
Monthly payment by tier
- Super prime (781+)$477.53
- Prime (661-780)$506.91
- Near prime (601-660)$552.96
- Subprime (501-600)$614.61
- Deep subprime (300-500)$690.47
Educational estimates only. Not credit repair advice, not a guarantee of score changes or loan approval. Results vary; we are not a lender or law firm.