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Debt

Debt settlement lump-sum true-cost calculator

Lump-sum settlement cost after fees and a rough tax cut on cancelled debt.

Estimate lump-sum settlement cost after fees and a rough tax cut on cancelled debt. Educational only - not tax or legal advice.

True-cost estimate

$7,250.00

Settlement payment
$5,000.00
Fees
$1,000.00
Cancelled debt
$5,000.00
Tax estimate
$1,250.00

Educational lump-sum settlement cost with fee and a rough tax on cancelled debt. Not tax or legal advice; 1099-C and state rules vary.

Educational estimates only. Not credit repair advice, not a guarantee of score changes or loan approval. Results vary; we are not a lender or law firm.