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Privacy Policy

How we collect, use, and protect your information.

DRAFT - requires attorney review before go-live. The structure below is for engineering layout only; final language must be approved by qualified counsel.

1. Information we collect

Contact details, credit monitoring credentials (stored as secure refs), payment method tokens, and program activity.

2. Payment data

Card data is tokenized by our payment processor; we store only display metadata (brand, last four digits) and an opaque vault reference.

3. Sharing

We share data only with service providers under contract (credit monitoring, mail, payment processing) or as required by law.